When life gets messy,
turn to Loans Buddy
Borrow From
$300 To $5,000
With Same Day Approval !!
LOAN AMOUNT
- $300 +

$60.10

$120.30

$259.25

Count on Loans Buddy
to deliver the best service for each application

How it works


You can organise your loan online in just three easy steps, without any paperwork or long phone calls.

Step One - Apply online in a couple of minutes.

Submit your details using our easy, online application form. This enables us to verify your identity and match you with the best available lender. We keep your information safe and secure with the latest encryption technology.

Step Two - Matching you with the most suitable lender

After assessing your situation, we utilise our extensive panel of lenders to find you the best available loan. Your new lender will contact you via email with your loan details including the repayments and terms and conditions. If you are happy, you can e-sign to accept their offer.

Step Three - Cheers, here's your cash!

Once your lender receives confirmation of your acceptance, they will transfer the money into your bank account.

You could have your funds in as little as 60 minutes!! (Approval times vary depending on your individual application and your bank's policies)

WARNING: Your loan approval depends on the information you provide to us in your online application. Your lender may request for you to provide additional document before they approve your loan.

As per lending regulations, Installment Loans do not charge borrowers any fees to process their application.

Am I eligible to apply for a personal loan?

In accordance with lending regulations, you must meet the criteria below to be eligible for an instant personal loan.

  • You need to be an Australian citizen or permanent resident.
  • You must be at least 18 years of age.
  • You cannot have two or more existing loans under your name.
  • You must not have already applied for two or more loans in the last 90 day period.
  • You must be in a financial situation where you are able to comfortably meet your loan repayments.
  • You need a valid Australian phone number and an email account.
  • You will have less chance of being approved if you have been declared as a 'Defaulter' by a previous lender due to incomplete repayments in the past. Your approval is dependent on the policies of each individual lender.

Are Centrelink recipients eligible to apply for this loan?

Centrelink beneficiaries will qualify for this loan if they meet the following criteria:

  • Up to half of income (50% of total) is received from Centrelink.
  • Loan repayment amount must not be more than 20% of total income (this also includes any repayments on past loans).
8 Budawang Street, Parkinson, QLD 4115, Australia
( We do not accept physical applications at this address ).

Please apply online

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.

Loansbuddy.com.au is owned by Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.


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