Need a quick cash loan?
If unexpected expenses have come up out of the blue, one of our instant loans could be just the help you need. Nobody is perfect, and you can't always be prepared for everything.
Just as we can help you out when the going gets tough, our quick loans can help you reward yourself with a trip away or that designer outfit that's just gone on sale.
Our service is completely online and mobile friendly. Settle in somewhere where you have internet access, at a time that suits you and you can get a decision within minutes.
We only get the essential information off you which means you can complete our simple online application form in just a couple of minutes.
We will match you with the best available loan from our extensive panel, who will send you an offer right away. Most of our customers receive their cash in their bank on the same day.
Before you apply, check you meet our eligibility criteria.
You need to be:
How much can I borrow?
You can borrow from $300 - $2000.
What are the repayment periods?
If you opt for one of our payday loans your repayment period will be between 7 to 31 days.
Our personal loans have a longer repayment period from 30 days to 365 days.
Can I apply if I am on Centrelink?
Yes you can, provided you are getting half of your income from Centrelink and your repayments are 20% or less of your income.
Will a credit check be performed?
This will depend on each lender on our panel.
What if I have bad credit? Can I still apply?
Everyone deserves a fair go and some of our lenders specialise in offering loans to people with bad credit. Often our lenders make decisions based on your recent credit history. You are welcome to apply and we will do our best to match your with a lender.
How much does a cash loan cost?
Establishment fee: up to 20% of loan amount
Interest: 4% per month
Repayment term: up to 12 months
Costs and fees may vary depending on the lender. Make sure you read your loan contract which will include all the relevant fees and charges.
The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is based on a small amount credit contract of $1,000 repaid over 6 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.
Loansbuddy.com.au is owned by Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 is licensed and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are licensed and follow responsible lending practice. We may receive referral fee if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.