Quick Online Loans

From Small Loans to $5OK For Any Purpose

Eligibility Criteria for Quick Personal Loans

  • Employed and have a stable regular income
  • Not have more than one active personal loans
  • Not in financial hardship or bankruptcy
  • Not on Job Seeker/Youth Allowance
  • Permanent resident or citizen
  • Proof of regular income
  • No more than one active loan

Personal Loans Upto $4800

Term: 12 Months - 24 Months.

Rates: Maximum Interest rate: 45.99% p.a.

Comparison Rate:37.10% p.a. to 65.70% p.a.

Establishment Fee: $400

Example: This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.

Personal Loans $5K - $50K

Term: 12 Months - 5 Years or more.

Rates: Interest rate: 14.2% p.a.*

Comparison Rate:14.65% p.a.

Example: Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.


These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.

Count on Loans Buddy
to deliver the best service for each application

Personal Loans

Need help to pay for something special?

We specialise in providing quick and easy personal loans to give you a financial boost when you need it most.

We have helped people with loans for many different reasons: emergency expenses, home renovations, car registration loans, wedding expenses, boat loans, motorbike loans and more.

All you need to do is spend a few minutes completing our easy online application form, and we can have a decision for you in minutes.

We will match you with the best available loan from our large panel of lenders. Once you have approved the loan offer, you should see the money in your account on the same day (dependent on cut off times etc)

How much can I borrow?

You can borrow between $300 and $2 000 with a repayment term from 30 days to 365 days.

Does it matter if I have bad credit?

We believe everybody deserves a second chance. If you have bad credit, you can still apply. We will do our best to find lender that will approve your loan. Some of our lenders even specialise in bad credit loans.

Who is eligible to apply?

  • To be eligible for a personal loan you need to be:
  • Either an Australian citizen or permanent resident.
  • At least 18 years of age or over.
  • Have a valid Australian telephone number and email address
  • Be able to comfortably afford your repayments.
  • Not already have two or more loans in your name currently, and have not applied for two or more loans in the last 90 days.

Can I apply if I am on Centrelink?

Yes you can apply if you are receiving Centrelink but you must meet our criteria:

  • Only be receiving up to 50% of your income from Centrelink.
  • Loan payments must not exceed 20% of your income (including any current loans).

How much will a personal loan cost?

Below is a sample estimate of the normal costs:
Loan Amount: $2100 - $5,000
Establishment Fee: Maximum $400 APR: Maximum 65% or less (Depends on loan requirement)

Please refer to your loan contract as this can vary between lenders. Different lenders may also charge additional fees.