Quick Online Loans

From Small Loans to $5OK For Any Purpose

Eligibility Criteria for Quick Personal Loans

  • Employed and have a stable regular income
  • Not have more than one active personal loans
  • Not in financial hardship or bankruptcy
  • Not on Job Seeker/Youth Allowance
  • Permanent resident or citizen
  • Proof of regular income
  • No more than one active loan

Personal Loans Upto $4800

Term: 12 Months - 24 Months.

Rates: Maximum Interest rate: 45.99% p.a.

Comparison Rate:37.10% p.a. to 65.70% p.a.

Establishment Fee: $400

Example: This comparison rate is based on $3600 over 12 months. These are secured and unsecured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 24 months or more.

Personal Loans $5K - $50K

Term: 12 Months - 5 Years or more.

Rates: Interest rate: 14.2% p.a.*

Comparison Rate:14.65% p.a.

Example: Loan Amount of $50,000 over 5 years repayable. A monthly $1,190.60 Repayment at a maximum of 14.64% p.a. Comparison Rate. These are secured loans, so lender might ask for security as well. The minimum loan term is 12 months and maximum loan term is 5 years or more.


These are estimated rates only and a comparison rate based on the example information provided. Other fees, costs and charges are not included. This calculation is not an offer for credit. The amount you can borrow may vary once you complete a loan application and all the details relevant to our lending criteria are captured and verified. The interest rate for this product is variable and subject to change.

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Medical Loans

Medical procedures are stressful enough without having to worry about how can afford to pay for everything. Let us help you find a medical loan so you can focus on getting well again!

You can borrow between $300 - $2 000 for almost any medical expenses whether its an operation, cosmetic surgery, unexpected hospital or help paying for travel to access specialised treatments. When you apply, make sure you explain your situation to ensure we match you with the best available quick cash loans to cover those medical bills.

How do I apply?

We are a 100% online business, so you can apply from anywhere with internet access, whether you are in your lounge or at the hospital.

Just complete our easy online application form and we will have a decision for you in minutes.

Your lender will be in contact via email with your loan offer and contract to review and accept. You should see the money in your bank on the same day (dependent on cutoff times and your bank).

Who can apply?

To be eligible for a medical loan we need to confirm:

  • You are at least 18 years of age.
  • You are an Australian citizen or permanent resident.
  • You have a valid Australian telephone number and email address.
  • You are able to comfortably afford your repayment obligations.
  • You do not already have two or more loans currently in your name.
  • You have not applied for two or more loans in the last 90 days.

What if I am on Centrelink?

You are welcome to apply if you are receiving Centrelink. To be eligible you need to:

  • Be receiving up to 50% of your income from Centrelink.
  • Your loan payments must not exceed 20% of your income (including any current loans).

What are the costs?

Below is a sample of estimate of the standard costs associated with our same day loans. Costs may vary depending on your lender, always refer to your loan contract to confirm your exact costs and if there are any additional fees.

After your loan is accepted estimated costs are:

Establishment Fee - Maximum $400
Maximum APR- 65% or less (depends on Loan Requirement).
Loan amount - $2100 - $5,000
Loan term - from 30 to 365 days

Can I apply if I have bad credit?

Yes you can definitely apply for quick loans if you have bad credit. We believe everybody deserves a second chance. Our lenders will also assess your more recent credit history and some of the lenders on our panel specialise in bad credit loans.