When life gets messy,
turn to Loans Buddy
Borrow From
$300 To $5,000
With Same Day Approval !!
- $300 +




Count on Loans Buddy
to deliver the best service for each application

Complete application in minutes
We get to work straight away
Meet your new lender

Why Choose Loans Buddy?

Good question. It's pretty simple, we provide lenders offering short term loans when you need them most. Here are a few other reasons to trust us with your loan application.

  • A buddy you can trust
  • When you need quick cash, the last thing you want is to spend countless hours searching for the right lender, not to mention endless applications. So, instead, trust Loans Buddy to find you a lender that can give you the tick of approval when you need cash loans quick.

  • Skip the queue
  • If you're looking for instant cash loans, skip the endless line at the bank and apply right here! We're 100% online and after you submit an application, we can find you a lender in minutes. That's no hassle borrowing. Just apply online today!

  • No obligation
  • We're your Loans Buddy, and we know that sometimes you can have a change of heart. So, if we find you a lender that can offer short term loans, but you've had second thoughts, you are under no obligation to continue. You can withdraw your application, no strings attached.

Are you eligible to apply?

If you answer yes to the questions below, then yes you are! It's that easy.

  • Are you over 18 years of age?
  • Are you an Australian citizen or permanent resident?
  • Have you been receiving a regular income for the last 3 months?
  • Do you have an active email address and mobile number?

Answer yes to all these questions? Great! You're ready to apply for the cash loans you're searching for.

Apply in 3 Simple Steps

Apply Online
If you're looking for instant cash loans, complete a quick application in just a few minutes from the comfort of your home. So, brew a cozy cuppa and set aside just a couple minutes to complete the easiest application you'll ever come across.
Get a quick outcome
After you submit your application, we'll get straight to work finding you a lender that can help. If you apply during normal business hours, then we could find you a lender in minutes! So, keep an eye on your SMS and emails.
Meet your new lender
If we find you a lender, they should be in touch shortly! Then, they should get to work assessing your application. So, when you find yourself on the lookout for payday loans, we find the right lenders that can offer short-term loans, quickly.

You Can Apply - No Matter Your Circumstances

Looking for instant cash loans? Don't let bad credit stand in your way. At Loans Buddy, we can find lenders that can look at more than just your credit score, or the fact that you receive Centrelink payments.

We know that life happens, and you might find yourself searching for payday loans or short-term loans. Whatever you're searching for, if it's a loan - we are ready to help!

Remember, you can apply with your buddy when you need cash loans most, bad credit and all.

Your Data is Safe with Us

Not only do we offer an easy application, it's also 100% secure. Don't worry, your data is not going anywhere without your permission. When you apply with Loans Buddy, you're applying with the best on the market.

Rates & Costs

Small Personal Loans

$300 - $2,000

Loan term

91 Days - 12 months


1. Most small personal loan providers charge up to 20% as an establishment fee upfront. You’ll then pay a 4% monthly fee.

2. Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR) %.

3. In APR terms, the maximum annual percentage rate on these SACC loans between $300 and $2000 is 199.43%.


Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Medium Personal Loans

$2,001 - $5,000

Loan term

12 - 24 months


1. A one-off $400 as an upfront establishment fee.

2. Under the current legislation, security is required for these loans.

3. In APR terms, the maximum annual percentage rate on these MACC loans is 48%.


Loan Amount of $2,500 over 18 months repayable (73 weekly repayments). $2,500 Principal Amount + $400 (One-off Establishment Fee) + Approx. $45 Weekly Repayment at a maximum of 48% Annual Percentage Rate. These are secured loans, so lender might ask for security as well.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan.
8 Budawang Street, Parkinson, QLD 4115, Australia

Loansbuddy.com.au is owned by Breezy Loans Pty Ltd ABN: 29 627 702 943, Credit Representative Number 514197 and provide credit services under Australian Credit License 389610. If we could not provide you credit, we will help to match your credit enquiry with another lender partner from our panel of lenders who we think may help you. Our panel of lender partners are fully licensed and follow responsible lending practice. We may receive referral fee if you decide to go with them once approved. However, they may ask you further information to assess your loan application where you can deal directly with that lender.The information on this website is general in nature and does not take into account your objectives, financial situation or needs & does not constitute any financial advice.We strongly recommend you take independent advice before choosing any loan product.